hi all, just popping in for a sec!
Karin, I was thinking about asking you for a translation what is written in the bill first but then I decided to go to directly to my health insurance company to talk with them instead of sending them the documents just by mail.
When I came back from the Netherlands to Germany I went to a doctor here and I also had to write a report about what happened for my health insurance.
- I so hope things will get setteld with the insurance company!
Problem is that the First Aid-help over here is indeed ridiculously expensive, but when truly necessary - as I still believe your case was - there should be no additional charges, but the fact remains that the hospital will send a bill nonetheless - and I have no doubts that your insurance should recharge you for those costs anyhow. Those costs should in any case get payed by your insurance company!
It would have been a little more decent if the hospital would have told you so about the procedure immediately though.
I just can't imagine that the hospital in Rotterdam is asking for money now after 10 months...
Uhm. Just one word: burocracy
, and it's rampant over here.
I hear about troubles with health insurances over here all the time. Problem is that the matter has become so difficult to understand by most of folks over here by now - especially on what one has to pay for themselves, and what not - that it's sort-of become one of my key points on my legal advices-work lately.
is that a 'normal' 'basic' health insurance should
be valid for treatment anywhere in the EU nowadays (with a few exceptions, like performing dangerous sports, like skiing, deep-sea diving and the like - for which one will have to get an additional insurance), but apparently once again, things aren't working out as fluently as has been promised.
I got myself a permanent additional health insurance for 'troubles abroad', even if my basic insurance says on it liner notes that it should be sufficient for the entire EU... I once fell ill in France, had to get some medicine (it was some stupid lung infection, nothing to do with dangerous activities), accordingly sent the bills to my insurance company in The Netherlands, and guess what - the insurance company claimed they never recieved them (even though I sent the bills by secured mail, they just claimed they had recieved my letter but not the bills, the sh*ts! - I'm pretty sure they ended up in some daft co-worker's drawer, but alas, I have no legal proof of that
) so I eventually ended up having to pay some 350 euros all by myself. Damn.
And that's why I got the additional insurance, even if theoretically, I shouldn't need it. Costs me some cash, but oh, it spares me the troubles of getting caught in the struggles between the medical aid abroad and my basic insurance over here.
And there's one of the main ways how insurance companies still manage to get their ridiculous billion-euro's profits (a year!) - pushing people to get themselves additional insurances, because of burocratic measures.
(as you can see, I'm no fan of theirs
But my health insurance company knows if there was any correspondence between the hospital and them before and if they have already paid.
Yeah, one would think so, indeed!
I guess I will hear about this in a few days.
Thanks for offering your help
I might get back to you
Do so, if needed. I will offer you all my help in case... but in the mean time, let's just hope things will get sorted out alright soon!
If not, do come back to me. I'm rather willing to have some nice chats with the hospital and whatever (
), if needed.